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Lending and commercial finance documents can be created in minutes with a well-designed document assembly system. We are not talking about static forms. We are talking about living negotiable documents designed to handle complex and sophisticated financial arrangements. In the application below, designed for a national bank, Basha Systems built a system to create a complete package of lending documents, inclusive of state specific customizations. To view some videos of lending systems we have developed using the power of document assembly: HotDocs: Lending, HotDocs: Complex Lending, GhostFill: General Finance and GhostFill: Commercial Lending. Document Creation Made EasyThis system is powered by the GhostFill document assembly platform. GhostFill allows you to create a complete lending application. The interface can be customized to include the name of your company or your law firm. It can be packaged up for placement in house with your clients. 
Complete Set of Lending DocumentsOne click launches a complete set of lending documents. You
can choose all or just some of the documents required in a custom
interface. 
Select Documents IndividuallyChoose and assemble documents one at a time, or revise a particular document in the package. 
View Complete List of DocumentsLook at the complete list of documents and click on the document you wish to assemble. Document Selection by MenuThis package includes a complete set of lending documents, from the Deed of Trust to the Loan Agreement, the Guarantees, and the Escrows to the Certificates. Each document automatically includes state specific variations. 
Simple Menu for Document SelectionCustom interface for rule-based document selection. Just click on all relevant documents. 
Complete Set of DocumentsComplete set of documents in GhostFill's document management system, grouped by loan transaction. Flexible Question AnswerUsing a master interview, you can quickly group all relevant questions by topic. For the user, this makes the system simple and intuitive to use, while decreasing data entry times. 
Master InterviewIt starts with a simple interactive interview. 
Easy NavigationA single click brings up an entire navigation tree on the left, permitting the user to instantly move to any area. 
Enter All Party InformationCentralized party data collection means quick and efficient entry of same. Interactive Party DialogEach screen of the interview is a mini-program. It shows only the relevant questions in the decision tree, dynamically updated as data is entered. In this illustration, we are gathering information on the borrower, and the persons and entities authorizing the transaction for the borrower. 
For Each BorrowerThere is more to the Borrower than just a name. Start with an
individual. GhostFill assumes the borrower will sign in his
own name. 
A Corporate BorrowerThe Borrower is a corporation. Now a signor and signor title are required. 
A PartnershipThe Borrower is a partnership, and the fun begins, for details are required on the general partners. 
General Partner of the BorrowerEach general partner of the Borrower can be an individual, entity or a partnership. 
Type of GP's of the General PartnerIf the general partner is itself a partnership, what type of partner. 
The GP of the GP of the BorrowerAnd this GP in turn can be an individual or an entity. 
Navigation TreeWith the navigation panel, it is easy to see the complete corporate
structure of the borrower and each an every signer and general
partner. Special Data and LogicGhostFill is more than just a form filler. It is a platform for building expert systems, supporting complex logic. Using decision tree logic, you can determine whole branches of questions. This permits the user choose the optimal way for them to enter the information. 
Elements of the Loan TransactionBasic elements of the loan transaction can be entered here, such as effective date, amount and governing law. 
Participation Loans a Click AwayHowever, if it is a loan that will be shared with other banks, a click brings up a place to enter details on each participation. 
Fill it in with Table ViewThe table view allows you to enter rows of data. It includes support for drop downs and scripting. 
Switch to Dialog ViewA single click and now you see a collection of dialogs. 
Revise in Dialog ViewTable view converts to dialog view. You can then enter and revise details. 
Loan Application ModificationCollections of dates can be handled with a simple click. Here, click if the loan application was modified. 
List of DatesThis brings up a list of dates 
Date Selection is EasyDate selection wizard makes selection of dates easy. All Aspects of a Lending TransactionIt is easy to handle all aspects of a lending transaction. Here are some sample screens on a range of lending topics. 
Project DetailsEnter details on the nature of the project. 
Property DescriptionSystem support single and multiple property loans. 
Property DetailEach property has a separate description window for entering details. 
Closing DetailsEnter details about when the closing is to occur and about the property inspection. 
Debt DetailsDescribe the debt, the interest rate and the payments. 
Miscellaneous DetailsA catchall to enter a range of details unrelated to specific documents. 
Escrow TermsVarious escrow agreements and their amounts. 
Note DetailsThe Promissory Note is a critical element to the transaction. |
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